WisMed Benefits

Your benefits, in plain language

Choose with the full cost in view.

Compare your paycheck deductions, likely care costs, and employer-funded account money in one place.

WisMed BenefitsPlan year

Both let you pay for health care with money that isn't taxed. Your medical plan decides which one you can have.

	HSA	Health FSA
Which plan	Only the HSA plan	A plan without an HSA, or no medical plan. You can't have both.
Who puts money in	WisMed's deposit, plus anything you add	Only you
Money left at year end	Stays yours and carries over, every year	Spend it in the first 2½ months of next year, or it's lost
If you leave WisMed	It goes with you	It ends with your job
When you can spend it	As money goes in	Your whole year's amount from day one
Changing your amount	You can change it during the year	Only after a life event, like marriage or a new baby

HSA

Health FSA

Which plan

Only the HSA plan

A plan without an HSA, or no medical plan. You can't have both.

Who puts money in

WisMed's deposit, plus anything you add

Only you

Money left at year end

Stays yours and carries over, every year

Spend it in the first 2½ months of next year, or it's lost

If you leave WisMed

It goes with you

It ends with your job

When you can spend it

As money goes in

Your whole year's amount from day one

Changing your amount

You can change it during the year

Only after a life event, like marriage or a new baby

A dependent-care FSA is a separate account for child or adult care. It works with any plan.